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Whatever your personal or business needs, opening an account with New Heights Microfinance Bank Limited is easy. By complying with the basic requirements below you can become an account holder with the Bank.

Regular Savings Account

Target Savings Account

Scholar's Savings Account

School Fees Account

Daily Savings Account

Individual Current Account

Corporate Current Account

Call Deposit Account

Shares Savings Account

Regular Savings Account
Our Savings Account product is designed to give you the flexibility of saving funds as well as having access to the fund whenever you need it. The interest rate is competitive and payable every month

The basic requirements for opening a savings account with us are:
One recent passport photograph or come in person we take your picture free of charge and issue you a free customised plastic savings Id Card
Identification document e.g. International Passport, National Drivers Licence, etc. Please bring along the original for sighting.

Target Savings Account
This product is designed to meet projected financial needs such as cristmas, Id-el-Kabir, Freedom, Marriages, Birthdays, House warming e.t.c

The features of the product include:

Attract interest rate if no withwals is made in one (1) year.
Attract interest rate if no withwals is made in one (1) year.
Minimum balance of N1,000.00
Easy, convenient and flexible banking services

Scholar's Savings Account
This account is for parents to save for their children or ward's education.
The special features of the product include;

A minimum opening balance of N1,000.00.
A daily contribution of N100.00
Deposits may be daily, weekly or monthly
Minimum tenor 2 - 5 years.
Automatic employment for the child if graduated with a first class and opportunity to go through our recruitment process if graduated with a second class upper.

School Fees Account
This account allows you to save on a daily contribution basis for your children or ward's education;
The special features of the product include

Minimum contribution of N100.00
Withdrawal to be made at the beginning of each term
Interest at the normal savings rate

Daily Savings Account
This product encourages you to save daily for 30 - Days and get an additional one day contribution free. To earn interest in this account, there will be no withdrawal for six (6) months and if there is any withdrawal, no interest will be paid for that month

Benefits:

Minimum opening balance is zero ( 0.00)
Free Customised daily Savings Account Id Card
Free enterprise analysis and advisory services
Free preparation of business sales and purchasing records for your cash flow management.
Convenience in collection by highly trained savings officers without you leaving your business premises.
You are sure of becoming an enterprenuer rather than remaining a sole proprietor !

Individual Current Account
This account operates like any normal current account obtainable in the banking industry. The minimum opening balance is N5,000.00 for individuals.
Complete an Individual current account opening application form and account opening mandate, and submit them with the following documents:

Two Reference Forms each duly completed by an individual maintaining Current account with a Bank in Nigeria (Detachable reference forms are included in the account opening package).
One passport photograph of each signatory with full face forward.
Identification document for each signatory e.g. International passport, National drivers licence, etc. Please bring along the original for sighting.

Corporate Current Account
This account operates like any normal current account obtainable in the banking industry. The minimum opening balance is N10,000.00 for Corporate / Enterprises. To open your corporate current account, Complete all relevant portions of the Account Opening application form.

Insert your company name on the two reference forms endorsed and get individuals or companies who currently maintain current accounts with any Bank in Nigeria to act as referees.
Supply the under-listed documents along with completed application package. Please bring along the original documents for sighting.
Photocopy of certificate of Incorporation of your company.
Copy of certified true copy of Memorandum and Articles of Association of your company
Copy of Form C07 (Particulars of Directors).
One passport photograph of each signatory to the Account (with full face forward).
Identification document for signatories to the Account, e.g. Driving Licence, International Passport, staff Identity Card etc Resident permit for foreign citizens.
Mandate and resolution in the Package is to be signed by the Director and Secretary with the Company Seal.

Call Deposit Account
The account allows you to fix your money at attractive interest rate
The minimum Call Deposit is N20,000.00
Benefits:
All benefits are subject to amount deposited All product attract instant free gifts (subject to offer while stock lasts) Free Customised daily Savings Account Id Card

Shares Savings Account
This account allows the customer save for the purchase of shares. The customer saves 50% and the bank pays the balance of shares to be purchased. The customer owns the shares, receive the dividend, bonuses, capital gains e.t.c
Benefits:
Gives you the oppourtunity to create additional wealth Considerate, Structured and convenient repayment terms Interest rate is competitive and negotiable easy and speedy access to credit without loss of existing asset(s).